Terms of Service

These Terms of Service govern the relationship between the company LeanPay, a simplified joint stock company registered with the Lille Trade and Companies Register under the RCS number 884 733 098, whose head office is located at 65 Avenue Becquart, 59130 Lambersart, France, and any natural person of legal age using LeanPay as part of a professional activity (referred to as the “User”).

​​Article 1 - Definitions
Administrator Account: Account created by the Administrator after its creation has been validated by LeanPay.
Administrator: The natural person of legal age designated as the customer’s point of contact and responsible for managing Users' access to the Services.
Bank Account(s): The Customer's bank account(s).
Customer: LeanPay's customer.
Customer Interface: Online interface made available to the customer by LeanPay, enabling access to the Services.
Debtor: The Customer's customer, to whom the Customer sends invoices.
Parties: Refers to LeanPay and the Customer, defined as the “Parties”.
Services: All features provided by LeanPay.
Subscription: The subscription taken out by the Customer to access LeanPay's Services, as described in article 20.
LeanPay: The simplified joint stock company LeanPay, registered with the Lille Trade and Companies Register under the RCS number 884 733 098 and whose head office is located at 65 Avenue Becquart, 59130 Lambersart, France.
User Account: Account created by the Administrator allowing any authorized person within the Customer's company to access the LeanPay User Interface.
User: Natural person of legal age, authorised by the Administrator to access the Customer Interface, based on the access rights granted by the Administrator.
Website: LeanPay's website, accessible online at www.leanpay.io

Article 2 - Purpose
These Terms of Service aim to define the conditions under which the Services provided by LeanPay are made available to the Customer and to specify the rights and obligations of the Parties. The Terms of Service are accessible at any time online, on LeanPay's website.
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Article 3 - Website and Services Operator
The Website and the Services are operated by LeanPay SAS, a simplified joint stock company registered at Lille's Trade and Companies Register under the RCS number 884 733 098, and whose head office is located at 65 Avenue Becquart, 59130 Lambersart, France (referred to as “LeanPay” in these Terms of Service).
LeanPay can be contacted at any time via the following communication channels:
Head office address: 65 Avenue Becquart, 59130 Lambersart, France
Contact: contact@leanpay.fr

Article 4 - Access to the Services
Access to the Website and Services is possible by natural person of legal age who has the legal capacity to accept these Terms of Service. Any legal entity, through a legally authorised natural person able to sign a commercial contract on behalf of the legal entity it represents, may access the Services. The Services are intended to be used as part of a professional activity that regularly generates a certain volume of customer invoices, whether in the primary, secondary or tertiary economic sectors. Once the Account has been created, access to the Services is granted via a username and password set during account creation, through the Customer Interface, accessible via the following URL: https://app.leanpay.fr​​

Article 5 - Acceptance of the Terms of Service
The Terms of Service must be accepted by a natural person having the legal authority to represent the Customer and to enter into a commercial agreement on behalf of this Customer (see article 7). Acceptance of the Terms of Service is formalised by ticking the corresponding box in the registration form and/or by signing a Contract between the Parties. This acceptance is full and complete.
Any acceptance subject to reservations or conditions shall be considered null and void. A Customer refusing to accept the Terms of Service cannot access the Services.
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Article 6 - Registration via the Website
The Administrator can create an Account via the Website www.leanpay.io. They must complete the registration form, indicating: their first and last name, the name of thair company, their phone number and their professional email address. The Customer undertakes to ensure that all information submitted in the registration form is accurate and up to date. If the information provided is not valid, LeanPay will inform the Administrator in writing. The Customer can then update the information and resubmit the registration request. LeanPay reserves the right to request additional documents or information in order to validate the registration. LeanPay also reserves the right to refuse any registration request from a Customer without having to justify its decision. The Customer will be informed in writing and may not claim any financial or non-financial compensation in return. If the registration is accepted by LeanPay, an Administrator account will be created for the Customer. This Administrator account grants access to the Customer Interface via the URL https://app.leanpay.fr. The Customer Interface allows the Administrator to access the Services offered by LeanPay. Access to the Services is granted via a login identifiant, the professional email address provided by the Administrator at the time of registration, and a confidential password defined by the Administrator when activating his Account. If the information submitted in the registration form changes over time, the Administrator agrees to update it in the settings of their Customer Interface.
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Article 7 - Strictly personal use, User Account and Administrator Account
Once the registration request has been approved and the Administrator Account created, the Administrator may create one or more Administrator Account(s) and/or one or more User Account(s) to allow them to access the Customer Interface and the Services. The newly created Administrator Accounts have the same authorisation level as the initial Administrator Account. The Customer is responsible for the accesses granted by the Administrator to the Users. Only one User Account or Administrator Account may be created per User or Administrator. LeanPay reserves the right to delete any additional Account created for the same Administrator or for the same User. The User and the Administrator agree to use their Account in a strictly personal manner and not to allow any third party to use it on their behalf. In the event of a breach, the User or the Administrator shall bear full responsibility. Likewise, the Administrator and the User must maintain the confidentiality of their username and password. Any use of the Services using their credentials will be considered as use of the Services by them. The Administrator and the User must contact LeanPay as soon as possible, via the communication channels described in Article 3, if they become aware that their Account has been used without their authorisation. In such cases, the Customer authorises LeanPay to take appropriate measures to resolve the issue. The Customer remains fully responsible for the use of the Services by Administrators and Users. Any use of the Services with the credentials of an Administrator or User Account shall be considered as use by the Customer, who shall bear full responsibility.
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Article 8 - Description of Services
In order to synchronise LeanPay with its accounting and third party data, the Customer may use one of the integration methods developed by LeanPay:
- Use the available APIs (Application Programming Interface) and connectors in the Customer Interface settings to regularly and automatically synchronise its data;
- Upload accounting data (flat files) and PDF copies of invoices and credit notes directly in the Customer Interface or via a dedicated SFTP server.
The Services offered by LeanPay fall into five main categories: debt collection, customer risk management, accounts receivable management, the online payment platform and bank reconciliation.
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‍8.1 Debt collection​
LeanPay enables the Customer to structure its collection strategy by setting up reminder workflows. These reminder workflows consist of a sequence of actions that are triggered automatically or not, depending on Debtors' late payments. Several communication channels are available to the Customer: email, sms, phone call, ordinary mail or registered mail. The Customer is solely responsible for the content of the reminder sent, as well as for the configuration of the reminder workflow(s). The Customer has access to historical tracking of collection actions carried out by Debtor, by invoice or by User, which allows it to measure the effectiveness of its debt collection. It can also create dispute categories, suggest payment schedules, automate the calculation of late penalties, and record payment promises.

‍8.2 Customer risk management​
LeanPay enables the Customer to set up a customer risk policy. Whether through LeanPay’s internal scoring system based on real-time debtor payment behaviour, or by integrating financial data from external providers, the Customer can define credit limits per Debtor and set up thresholds in order to be alerted if the Debtor's outstanding amount approaches these limits. LeanPay also provides a consolidated view of customer outstanding amounts for multi-entity groups. Finally, LeanPay is connected with the main credit insurance providers to integrate and update in real time the amounts guaranteed under the Customer's insurance policy.
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8.3 Accounts receivable management
The Customer has a dashboard dedicated to the accounts receivable management. Key indicators displayed include the evolution of the DSO, the history and composition of outstanding amount, the recovery rate, the receivables collection trends, the aging balance...
In greater detail, the Customer can view the list of invoices (paid and not paid to date) and assets (open and offset), as well as to the detailed record of each document. This detailed page gathers generic data, the event history related to the document, and a visual preview if a PDF file has been uploaded.
Similarly, the Customer can access the list of all its debtors and view a detailed profile for each. This Debtor's detailed page consolidates the current status of the outstanding amount, the list of open and paid invoices, the event history, collection performance indicators, and contact details for the Debtor.
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8.4 Customer portal and online payment
SMS and email reminders by default include a "view my invoices" button, allowing the Debtor to access a secure online customer portal where they can consult and download their invoices in PDF format. The Administrator may also choose to activate the "Online Payment" feature in LeanPay's settings. This feature enables the Debtor to pay current invoices directly from the customer portal. Payment is made by bank e-transfer, from the Debtor's account directly to the Customer's account. LeanPay collaborates with the company Fintecture SAS for the processing of this online payment. Fintecture SAS is a payment institution authorized by the French Prudential Supervision and Resolution Authority (ACPR) under registration number PSDFR-ACPR-17248. The use of this feature is subject to an additional fee, clearly stated by LeanPay in the Customer Interface, and and must be accepted before the online payment service can be activated. A Stripe Payments connector is also available for Customers who wish to offer alternative payment methods (credit card, direct debit).
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‍8.5 Bank reconciliation between payments received and invoices issued
To facilitate the reconciliation of issued invoices and received payments, the Administrator may connect LeanPay to one or more Bank Accounts through a secure connection established by the banking integrator Bridge. The Customer thus authorises Bridge to grant LeanPay access to read the transactions history of the connected bank account. Banking integration is carried out from the Customer Interface, with the prior acceptance of Bridge's Terms of Service. Once the Bank Account connected, LeanPay displays the payments received on the Bank Account in the Customer Interface, enabling the Customer to benefit from automated lettering for payments received by bank transfer and to manually match payments and invoices when reconciliation cannot be performed automatically or when payments are made by cheque.
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Article 9 - Price conditions
‍9.1. Pricing​
9.1.1. Services installation
The provision of the Customer Interface and Services may involve an installation and configuration phase specific to the Customer’s IT systems. LeanPay reserves the right to invoice the Customer for these installation costs. These implementation costs will be clearly presented to the Customer by LeanPay prior to their execution. They must be approved in writing by the Customer before being set up and invoiced. Installation fees may be included in the first subscription invoice issued by LeanPay or be the subject of a dedicated invoice.
9.1.2. Services subcription
LeanPay reserves the right to offer or not offer a trial period to the Customer to test the Services. This trial period is free of charge and without commitment. At the end of the trial period, the Customer may choose to stop using the Services without incurring any fees. If the Customer wishes to subscribe to the Services, LeanPay will issue a Contract specifying the subscription fee, a which is submitted to the Customer in order to be validated and signed by its legal representative.
9.2. Price changes
The pricing structure mentioned in the previous section may be modified by LeanPay at any time and at its own discretion. The Customer will be informed of these changes in writing, with a minimum notice period of two months prior to the new pricing taking effect. Once the new pricing structure is announced, the updated rates will apply upon the next renewal of the subscription. Should the Customer reject the new pricing, it may terminate its subscription in accordance with Article 20. If the Customer does not contact LeanPay regarding the new pricing structure, LeanPay may consider that the Customer has accepted the updated rates.
‍9.3. Invoicing and payment method​
Invoicing is carried out monthly or annually according to the terms of the Contract signed by both Parties. Invoices are sent by email to the Administrator and are also accessible from the User Interface. The amounts due, whether they concern the set-up fees, the recurring subscription fees or the variable fees, are payable by the Client to LeanPay by direct debit (SEPA mandate). At the beginning of each period, the recurring amount due for access to the Services during the following period will be debited, along with any additional charges incurred during the previous period and any outstanding amounts from previous periods. If the above-mentioned direct debit payment methods fail, LeanPay reserves the right to charge a fixed recovery fee of €40, as well as late payment interest calculated on the amounts owed by the Client. This interest rate will be calculated in accordance with applicable laws and will be mentioned on each invoice.

Article 10 - Information on the Website
The Customer acknowledges and expressly accepts that:
- The information presented on the LeanPay Website appropriately reflects the Services and the conditions set out in these Terms of Service;
- The information presented on the LeanPay Website is part of the agreement between the Parties, in particular LeanPay's pricing method.

Article 11 - Customer obligations
The Customer agrees to comply with the following obligations:
11.1. The Customer agrees to comply with applicable laws in connection with its use of the Services, and not to infringe the rights of any third party.
11.2. The Customer acknowledges that it has familiarised itself with the Website and that it is aware of the characteristics and limitations of the Services, in particular the technical aspects. It assumes full responsibility for its use of the Services.
11.3. The Customer is responsible for its relationship with its Debtors, such as the content of reminders sent to its Debtors through the Services.
11.4. The Customer agrees that the Services are used for its own business purposes only and that this agreement is binding in that respect. As a result, the Customer agrees not to transfer or delegate any or all of its obligations under this agreement to any third party, for any reason whatsoever.
11.5. The Customer agrees to provide LeanPay with all the information necessary for the proper functioning of the Services. More generally, the Customer agrees to actively cooperate with LeanPay to ensure compliance with this agreement and to provide LeanPay with any document and information deemed useful for the proper functioning of the Services.
11.6. The Customer acknowledges and accepts that the setup and use of the Services require an internet connection and that the performance of the Services depends in part on the quality of such connection. The Customer is solely responsible for the quality of its internet connection.
11.7. The Customer guarantees that all information provided at the time of registration and during the use of the Services is accurate and up to date. The Customer agrees to update them via the Customer Interface if necessary.

Article 12 - Guarantees
LeanPay cannot be held liable in the event of any complaint, legal claim or legal action of any kind arising from the Customer's failure to comply with the terms of use of the Services as set out in these Terms of Service. The Customer agrees to provide compensation to LeanPay in the event of damage suffered by LeanPay due to the use of the Services by the Customer and to cover all costs incurred as a result of such damage.

Article 13 - Prohibited behaviour
13.1. The following activities and behaviour are strictly prohibited:
- Using the Services for an illegal or fraudulent activity within the meaning of applicable laws;
- Violating any applicable laws or regulations in the course of using the Services;
- Intruding into IT systems of a third party or engaging in any activity intended to affect, control, or intercept all or part of a third party's IT system;
- The sending of unsolicited emails (spam) or email with a purely commercial purposes;
‍- Search engine optimisation (SEO) activities for a third-party website;
- Participating in or encouraging one or more of the activities mentioned above, regardless of the form taken by such participation or encouragement;
- More generally, carrying out any activity outside the scope of use of the Services as defined in these Terms and Conditions.
13.2. It is strictly prohibited to copy or use the concept, technologies, or any part of the Website for personal purposes or for those of a third party.
13.3. The following behaviour is also prohibited:
- Any behaviour that may interrupt, slow down, stop, or threaten the continuity of the Services;
- Any unauthorised intrusion or attempted intrusion into LeanPay's systems;
- Any unintended and unauthorised use of the resources of the Website;
- Any act intended to disproportionately overload LeanPay’s IT infrastructure;
- Any act intended to bypass authentication procedures or security measures implemented by LeanPay;
- Any act against the financial and non-financial interests of LeanPay or its Customers;
- More generally, any act or conduct not permitted under these Terms of Service.
13.4. It is prohibited to receive payment in return for access to the Services or for selling all or part of the means of access to the Services or the Website.

Article 14 - Penalties and measures in the event of non-compliance with the Terms of Service
In the event of failure to comply with one of the articles of the Terms of Service or more generally in the event of a violation of the applicable laws and regulations by the Customer, LeanPay reserves the right to take all appropriate measures, including:
- Temporarily or permanently suspending the Customer's access to the Service, either directly or indirectly;
- Taking all appropriate measures including judicial remedies. Notifying the competent authorities, cooperating with them, and providing any information or document deemed useful within the legal framework, with the aim of identifying or preventing any illegal or illicit activity.

Article 15 - LeanPay's responsibility
15.1. LeanPay undertakes to make every effort to ensure that the Services provided comply with these Terms of Service. The Customer acknowledges and accepts that LeanPay is not subject to any obligation of result.
15.2. LeanPay undertakes to use only documents, data and information provided directly by the Customer in connection with the use of the Services and undertakes to keep these documents, data and information confidential. However, the Customer may request that LeanPay disclose them to a third party if necessary.
15.3. LeanPay undertakes to guarantee the security of the Customer Interface. LeanPay guarantees its confidential nature and undertakes not to disclose its content to any third party, in accordance with Article 16. LeanPay undertakes to inform the Customer in the event of a foreseeable problem, especially if this problem concerns the performance of the Services or the availability of the Customer Interface. However, LeanPay cannot be held liable in the event of malicious intrusion into the Services, unless it is proven that LeanPay was grossly negligent in allowing such intrusion. Furthermore, LeanPay shall not be held responsible in the event of a lack of vigilance on the part of the Customer in its obligation to maintain the confidentiality of its login credentials and password.
15.4. LeanPay undertakes to regularly carry out tests to ensure the availability and proper performance of the Services and the Customer Interface. Consequently, LeanPay reserves the right to temporarily interrupt access to the Customer Interface for maintenance purposes. LeanPay will make every effort to anticipate such interruptions and notify the Customer in advance. Likewise, LeanPay shall not be held liable for any difficulties or disruptions in accessing the Services resulting from force majeure events or malfunctions in telecommunications networks.
15.5. LeanPay undertakes to comply with the Laws and Regulations in force relating to the Services.
15.6. LeanPay does not guarantee to the Customer:
- That the Customer Interface is entirely free from errors or defects, even if LeanPay does everything in its power to avoid them;
- That the Services will perfectly meet the Customer's needs and expectations. The Services are designed to be used in a standardised way by Customers of different sizes and sectors. They are not intended to specifically meet the unique needs of any single Customer.
15.7. Regardless of the circumstances in which losses were suffered by the Customer in connection with its use of the Services, whether such losses are material, commercial, financial or non-financial, LeanPay shall not be held liable for paying financial compensation exceeding the amounts invoiced by LeanPay to the Customer for the use of the Services, which were deemed to have caused said losses, at the time they occurred. LeanPay shall only be held responsible if the Customer has filed a complaint by registered mail with acknowledgement of receipt within one month after the occurrence of said losses.
15.8. LeanPay uses the services of third party companies to ensure proper functionning of the Services. In the event of a issue with the Services resulting from such third party companies, LeanPay will make every effort to maintain the Services set out in these Terms of Service. However, LeanPay shall not be considered responsible for any performance issues in the Services arising from the failure of services provided by third parties.

Article 16 - Data confidentiality
‍16.1 Data related to the use of the Services​
LeanPay acknowledges and accepts the sensitive nature of the data transmitted by the Customer as part of the Services, and undertakes to ensure this data:
- Is processed in a strictly confidential manner;
- Is shared only on the Customer Interface on the basis of the rights per User defined by the Administrator and externally only upon the Customer's written request;
- Is used exclusively within the framework set out in these Terms of Service;
- Is not shared or disclosed, directly or indirectly, to any third party other than those specified in this agreement;
- Is not copied, reproduced or duplicated, in part or in whole, if these copies or reproductions are not made as part of the use of the Services and authorized in writing by the Customer.
This obligation does not apply to documents and information:
- That LeanPay had before the signing of the Contract between the Parties;
- That were public at the time of their transmission to LeanPay;
- That were legally transmitted to LeanPay by a third party;
- That were requested by an entity with the legal authority to do so, within the scope of the laws and regulations in force.
LeanPay reserves the right to store any document or data that may serve as prove, if necessary, of the Services provided to the Customer.
​16.2 Banking data
‍​‍When the Customer chooses to connect one or more bank account(s) to LeanPay through the services provided by the Bridge company, LeanPay is granted read-only access to the transactions on the connected bank account(s). The Customer accepts that, in order to ensure the performance of the Services, LeanPay may store the information related to banking transactions for a period of 13 months following the date of the transaction.

Article 17 - LeanPay's intellectual property rights
The systems, software, structures, infrastructures, databases and content of all types (text, images, music, logos, trademarks, etc.) used by LeanPay on its Website are the exclusive property of LeanPay and are protected by applicable intellectual property laws. Without LeanPay’s prior written consent, any extraction, segmentation, use or copy, and overall any form of reuse or distribution, whether in part or in total, is strictly prohibited and may be subject to legal proceedings.

Article 18 - Personal data
‍18.1. Customers' personal data​
LeanPay undertakes to collect its Customers' personal data solely for the purpose of providing the Services, in accordance with the laws relating to the protection of personal data, in particular French Law 78-17 of January 6, 1978, more commonly referred to as “Loi informatique et libertés” and European Regulation 2016/679, of April 27, 2016, more commonly known as the GDPR (General Data Protection Regulation).
The conditions under which personal data is collected and used, and the details concerning natural persons' rights to access the collected information about them, as well as their rights to request the modification or removal of this data are detailed in the document called “Privacy Policy”. This document is accessible from the Website and must be approved by the Customer prior to using the Services, in the same way as these Terms of Service.
‍18.2. Debtors' personal data​
18.2.1. General information
As part of the Services, LeanPay may process personal data relating to Debtors. The Customer is responsible for the personal data of Debtors used through the Customer Interface and must comply with current regulations such as the General Data Protection Regulation (GDPR). The Customer is solely responsible for collecting, using, and controlling Debtors' personal data in accordance with the GDPR. LeanPay only acts by making the Services available, through which Debtors’ personal data may be used by the Customer as part of the intended use of the Services. The use of Debtors' personal data is carried out as part of the Service operations to the extent that it allows the Customer to monitor invoices and payments from Debtors in real time and to send reminders in case of late payments.
In particular, the personal data that may be used include:
- Company name;
- Last name;
- First name;
- Company postal adress;
- Phone number;
- Email address.
18.2.2. LeanPay's obligations towards the Customer
As a Service provider involved in the processing of personal data, LeanPay undertakes to comply with the GDPR, in particular:
‍Processing of Debtors' personal data:
‍LeanPay undertakes to process only the data provided by the Customer. LeanPay must inform the Customer if it considers that a law or regulation in force has been breached by the Customer in the context of using of the Services.
‍Security and confidentiality of Debtors' personal data:
‍LeanPay undertakes to set up technical and organisational infrastructures to ensure the security and confidentiality of Debtors' personal data, to carry out regular backups to guarantee the availability of this data even in case of technical issues. LeanPay commits to ensuring that any persons authorised to consult and process Debtors' Personal Data are bound by a confidentiality obligation.
‍Access to information:
‍LeanPay undertakes to respond to any request from the Customer regarding access to information, whether it concerns an individual request for access to information, or whether it is made by the Customer's teams in charge of personal data protection.
‍Notification of data breaches:
‍LeanPay undertakes to inform the Customer in the event of a detected data protection breach as soon as it becomes aware of it. If the Customer must notify the competent authorities of such a breach, LeanPay shall provide the necessary documentation.
‍Data storage:
‍LeanPay securely stores data related to the use of the Services, in accordance with Article 16.
‍Register and documentation:
‍LeanPay undertakes to maintain a written record of actions carried out via the Customer Interface on behalf of the Customer. At the Customer's request, LeanPay may provide any documentation necessary to demonstrate compliance with the above commitments.

Article 19 - Public communication
Each Party undertakes to obtain the other Party's written authorisation before creating or publishing any type of content concerning the commercial relationship between the Parties. This includes the reproduction and use of the company's name and logo for any type of communication, whether online, on its Website, in its documentation, or offline, during commercial events. It is agreed that once such authorisation is granted, it remains valid throughtout the period of use of the Services. However, each Party may request the immediate removal of any public reference to the commercial relationship between the Parties. In general, each Party undertakes to show goodwill toward the other Party in its public communications and not to publish any content that may be harmful to the other Party.

Article 20 - Duration of Services and termination conditions
‍20.1. Duration of Services​
Subscription to the Services is formalised through the signing of a Contract indicating, in particular, the pricing conditions and the Customer's commitment period.
The subscription to the Services starts on the date the contract is signed.
It is then automatically renewed for the same period as initially selected by the Customer, unless the Customer or LeanPay terminates the subscription in accordance with the conditions described below. Any subscription started for a given period is 100% due.
‍20.2. Conditions for terminating the subscription​
20.2.1. Termination of the Subscription by the Customer
The Customer may terminate its subscription to the Services at any time, under two conditions:
- The termination of the subscription must be requested by the Administrator through a written request sent by email to the following address: support@leanpay.fr;
- The termination of the subscription must be received 30 days before the end of the current subscription period in order to be taken into account for the next period.
20.2.2. Termination of Subscription by LeanPay
LeanPay may terminate the Customer's subscription at any time under one condition: LeanPay must inform the Customer of the termination of his subscription in writing.
The termination becomes effective three months after reception of the notification.

Article 21 - Termination of the Subscription for non-compliance with the Terms of Service
If either party fails to comply with the obligations under these Terms of Service, the subscription will be automatically terminated 15 days after the party at fault receives a registered letter with acknowledgement of receipt from the other party expressing its intent to enforce this clause 21, without any possibility of recourse or compensation for the party at fault.

Article 22 - Implementation of the termination of the Subscription
The termination of the subscription to the Services, regardless of its origin, will result in the immediate deactivation of the Customer's Administrator Account and User Accounts. Consequently, the Customer will no longer be able to access the Customer Interface and the Services. Prior to the termination of the Services, and upon written request from the Customer, the Customer may retrieve all the data from the Customer Interface in a standard format file.

Article 23 - Changes
23.1. LeanPay reserves the right to modify these Terms of Service at any time.
23.2. The Customer will be informed of the changes two months before they take effect. The amended Terms of Service will be applied to the next renewal of the Subscription.
23.3. If the Customer does not accept the amended Terms of Service, they must terminate their Subscription in accordance with Article 20, before the application of these new Terms of Service. If the Customer does not notify LeanPay, the new Terms of Service will be considered accepted by the Customer.

Article 24 - Language
If these Terms of Service are translated into one or more foreign languages, the language used for interpretation purposes will be French in the event of a dispute over the meaning of a term or sentence.

Article 25 - Jurisdiction and applicable laws
These Terms of Service are governed by French law. In the event of a dispute regarding the validity, interpretation or implementation of these Terms of Service, the Parties agree that the courts of Lille, France, will be the only ones authorised to rule on the relevant matters.